Minneapolis Western Suburbs, Lake Minnetonka and Orono real estate and homes for sale in Minnesota, Orono School District and Luxury Homes - Mimi Ryerse, REALTORS® Mimi Ryerse REALTORS(r) for Minneapolis Western Suburbs, Lake Minnetonka and Orono, Minnesota real estate, Orono School District and Luxury Homes - NUMBER1EXPERTS™ Mimi Ryerse NUMBER1EXPERTS(tm) for Minneapolis Western Suburbs, Lake Minnetonka and Orono, Minnesota real estate, Orono School District and Luxury Homes
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Mimi Ryerse, REALTOR®, real estate agents and broker for Minneapolis Western Suburbs, Lake Minnetonka and Orono Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)










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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
What does the term ARM stand for?

A 
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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Mimi Ryerse, REALTOR®, real estate agents and broker for Minneapolis Western Suburbs, Lake Minnetonka and Orono Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

Mimi Ryerse
Edina Realty

150 Lake Street West
Wayzata, MN 55391
Phone: 952-475-4913
Fax: 952-476-5333
mimi@mimiryerse.com

I have been selling real estate for over 25 years and have helped many buyers and sellers achieve their dreams and goals. I was President of the Long Lake Area Chamber of Commerce for seven years and participate in a number of community events. My qualifications and business knowledge give me an edge over other real estate agents. I am confident that my team and I can deliver the customer satisfaction you should expect from a real estate professional.

REALTOR MLS Equal Housing


Edina Realty real estate and homes for sale in Minneapolis Western Suburbs, Lake Minnetonka and Orono Minnesota



Mimi is licensed in both MN and WI


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