Minneapolis Western Suburbs, Lake Minnetonka and Orono real estate and homes for sale in Minnesota, Orono School District and Luxury Homes - Mimi Ryerse, REALTORS® Mimi Ryerse REALTORS(r) for Minneapolis Western Suburbs, Lake Minnetonka and Orono, Minnesota real estate, Orono School District and Luxury Homes - NUMBER1EXPERTS™ Mimi Ryerse NUMBER1EXPERTS(tm) for Minneapolis Western Suburbs, Lake Minnetonka and Orono, Minnesota real estate, Orono School District and Luxury Homes
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Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Real Estate Trivia
Q 
What is the world's largest palace?

A 
The Imperial Palace (Gugong) in the center of Beijing, China covers over 178 acres and dates back to the early 1400s.
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Mimi Ryerse, REALTOR®, real estate agents and broker for Minneapolis Western Suburbs, Lake Minnetonka and Orono Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

Mimi Ryerse
Edina Realty

150 Lake Street West
Wayzata, MN 55391
Phone: 952-475-4913
Fax: 952-476-5333
mimi@mimiryerse.com

I have been selling real estate for over 25 years and have helped many buyers and sellers achieve their dreams and goals. I was President of the Long Lake Area Chamber of Commerce for seven years and participate in a number of community events. My qualifications and business knowledge give me an edge over other real estate agents. I am confident that my team and I can deliver the customer satisfaction you should expect from a real estate professional.

REALTOR MLS Equal Housing


Edina Realty real estate and homes for sale in Minneapolis Western Suburbs, Lake Minnetonka and Orono Minnesota



Mimi is licensed in both MN and WI


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