Minneapolis Western Suburbs, Lake Minnetonka and Orono real estate and homes for sale in Minnesota, Orono School District and Luxury Homes - Mimi Ryerse, REALTORS® Mimi Ryerse REALTORS(r) for Minneapolis Western Suburbs, Lake Minnetonka and Orono, Minnesota real estate, Orono School District and Luxury Homes - NUMBER1EXPERTS™ Mimi Ryerse NUMBER1EXPERTS(tm) for Minneapolis Western Suburbs, Lake Minnetonka and Orono, Minnesota real estate, Orono School District and Luxury Homes
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Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Real Estate Trivia
Q 
What is the fastest-growing state in the U.S.?

A 
Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics.
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Mimi Ryerse, REALTOR®, real estate agents and broker for Minneapolis Western Suburbs, Lake Minnetonka and Orono Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

Mimi Ryerse
Edina Realty

150 Lake Street West
Wayzata, MN 55391
Phone: 952-475-4913
Fax: 952-476-5333
mimi@mimiryerse.com

I have been selling real estate for over 25 years and have helped many buyers and sellers achieve their dreams and goals. I was President of the Long Lake Area Chamber of Commerce for seven years and participate in a number of community events. My qualifications and business knowledge give me an edge over other real estate agents. I am confident that my team and I can deliver the customer satisfaction you should expect from a real estate professional.

REALTOR MLS Equal Housing


Edina Realty real estate and homes for sale in Minneapolis Western Suburbs, Lake Minnetonka and Orono Minnesota



Mimi is licensed in both MN and WI


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