Minneapolis Western Suburbs, Lake Minnetonka and Orono real estate and homes for sale in Minnesota, Orono School District and Luxury Homes - Mimi Ryerse, REALTORS® Mimi Ryerse REALTORS(r) for Minneapolis Western Suburbs, Lake Minnetonka and Orono, Minnesota real estate, Orono School District and Luxury Homes - NUMBER1EXPERTS™ Mimi Ryerse NUMBER1EXPERTS(tm) for Minneapolis Western Suburbs, Lake Minnetonka and Orono, Minnesota real estate, Orono School District and Luxury Homes
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Mimi Ryerse, REALTORŪ, real estate agents and broker for Minneapolis Western Suburbs, Lake Minnetonka and Orono Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)










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First Time Homebuyers: Minneapolis Western Suburbs, Lake Minnetonka and Orono Minnesota home buying, real estate listings, and homes for sale in Hennepin County, MN
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Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Minneapolis Western Suburbs, Lake Minnetonka and Orono real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Real Estate Trivia
Q 
What famous person said this? "Real Estate is the best investment in the world because it is the only thing they're not making anymore!"

A 
Will Rogers, who began his career as a rope-throwing cowboy and later became a famous stage and film star.
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Mimi Ryerse, REALTORŪ, real estate agents and broker for Minneapolis Western Suburbs, Lake Minnetonka and Orono Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

Mimi Ryerse
Edina Realty

150 Lake Street West
Wayzata, MN 55391
Phone: 952-475-4913
Fax: 952-476-5333
mimi@mimiryerse.com

I have been selling real estate for over 25 years and have helped many buyers and sellers achieve their dreams and goals. I was President of the Long Lake Area Chamber of Commerce for seven years and participate in a number of community events. My qualifications and business knowledge give me an edge over other real estate agents. I am confident that my team and I can deliver the customer satisfaction you should expect from a real estate professional.

REALTOR MLS Equal Housing


Edina Realty real estate and homes for sale in Minneapolis Western Suburbs, Lake Minnetonka and Orono Minnesota



Mimi is licensed in both MN and WI


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